Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex process that requires a lot of planning and preparation. Here is what to expect when working with us.
The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended.
Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs vs wants list.
It is important we discuss your situation and what is important to you. Knowing how best to serve you is paramount in ensuring a successful outcome that you will be happy with.
We will setup a property alert for you based on your criteria and you will receive only those properties via email that match. These will be all the new listings and price reductions in real time so you can be armed with the most relevant information.
We also will search for off market properties within our networks to give you an edge over other buyers.
We have access to all properties for sale and are your one stop shop for anything you need.
After identifying the home you love we will put our heads together to craft an offer that meets our goals. We will look at recent sales comparables and the current market dynamics to help us reach a successful outcome for you.
Once our offer is accepted by the seller we enter the conditional sale period. This is typically a 5-7 business day timeframe where it is up to us to satisfy our conditions agreed upon in the offer. These can include: financing approval, property inspection, condominium document review, sale of buyers home or custom conditions specific to the situation.
After satisfying your conditions you reach the "Frim Sale" stage of the process, congratulations! At this point both seller and buyer are locked into the contract and wait for possession day.
You will need a lawyer to assist you with the final paperwork for closing that will organize transfer of down payment, mortgage funds, registration of title, etc.
Today is the day you get the keys to your new home.
Purchase funds are transferred typically between 11am - 1pm. You can now start this new exciting chapter in your life!
At Jablonski Real Estate Group, we bring a wealth of knowledge and experience to the table that our clients benefit from. Contact them today to discuss all your real estate needs!
